Superannuation is one of the most important tools you have to grow your wealth and make sure you have a steady income during retirement. Our advisors at Freedom Wealth Solutions offer a range of services to help you make the most of your super, from advice on selecting a fund through to helping you make the most of different incentive programs. Based in Mornington, we work with clients in Melbourne, Gippsland, Frankston, Rosebud and throughout the Mornington Peninsula.
There are many different types of superannuation products available, so it can be difficult to choose the right fund without doing extensive research.
Our superannuation
financial planners, can take that burden off your shoulders. We can provide advice on salary sacrificing, self-managed super funds, choosing the right fund and much more. We stay up to date with the latest incentives and trends and always aim to leverage our industry knowledge to your advantage.
If you’re looking for superannuation advice in Mornington Peninsula, contact
Freedom Wealth Solutions today.
Superannuation is a long-term investment and there are a number of different strategies that can be used to grow your super balance. Our superannuation financial advisors can help you choose a strategy for your circumstances and goals. We can also provide advice on how to make the most of government incentives. We’re here to help you:
Our superannuation advisors understand that everyone’s financial situation is different, which is why we offer personalised advice tailored to your situation. Get in touch with us today to learn more about our superannuation services.
Our superannuation financial advisors can also explain the pros and cons of self-managed super funds, helping you decide if this is the right fit for your circumstances. The main advantage of a self-managed super fund is that you have complete control over how your money is invested. This means you can tailor your strategy to match your specific goals. You’re also not limited to investing in traditional assets like shares—you can invest in property, art and other collectibles.
There are some disadvantages of self-managed super funds which should also be considered. They can be quite complex and time-consuming to manage, and you’ll need to stay on top of compliance requirements. There’s also the risk that your investments will not perform as well as you hoped, which could leave you worse off than if you had relied on a traditional super fund. If you’re thinking about setting up a self-managed super fund, our team in Mornington can help you explore all the options.
Our Goal is Your Financial Freedom
When you retire, you can choose to withdraw your super as a lump sum or an income stream. Our financial advisors can help you understand your options and make the best decision for your circumstances.
An income stream is a way of accessing your super balance when you retire. An income stream can be taken as a regular payment from your super fund, which can be used to supplement your retirement income.
Salary sacrificing is a strategy that can be used to grow your super balance. It involves agreeing with your employer to sacrifice a portion of your salary, which is then paid into your super fund. Salary sacrificing can have a number of benefits, including reducing your taxable income and increasing your super balance.
There are a number of different factors to consider when choosing a superannuation fund. For example, you need to consider the fees charged by the fund, the investment options available and the level of risk you are comfortable with. Our financial advisors can help you compare different super funds and choose the right one for your needs.
Advisors:
James Marsh
Freedom Wealth Solutions is a Corporate Authorised Representative of RI Advice Group Pty Ltd
23 001 774 125 (ABN)
Chartered Retirement Planning Counsellor (CRPC®)
Accredited Behavioural Finance Professional (ABFP®)
238429 (Australian Financial Services & Credit Licensee)
For Australian residents only
The information provided is general advice only. It has been prepared without taking into account any of your individual objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs.
RI Advice Group Pty Ltd, AFSL 238429 an Australian Financial Services Licensee