Our Financial Advice Process

Our Seven-Step Process

You fully understand our proposal before we act on your behalf. This includes a thorough explanation of our fees and how we will be remunerated. Our financial services in Mornington Peninsula include retirement planning, superannuation advice, personal insurance, wealth creation and more.

How It Works

During the first meeting, our financial advisors will take the time to get to know you and your goals. We will also discuss the different services we offer. Next, in the fact-finding stage, we will focus on understanding your personal financial goals as well as how much risk you are comfortable with. If you have any family members that should be part of these conversations, we will include them as well. We will then issue a letter of engagement and discuss our costs.

Once we have agreed on which services you would like our assistance with, we will move on to research and recommendations. This involves analysing possible strategies and outcomes and researching suitable products. We will present our findings in a formal Statement of Advice (SOA). This will include any product disclosure statements and we will answer any questions you may have.

With your permission to proceed, we will then implement the chosen strategy and confirm your financial plan is in place.

Ongoing review is important to monitor portfolio performance, consider any new legislative opportunities or threats, and keep track of your changing situation. We will review your financial plan on an ongoing basis.